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• 07:36, 16 November 2025 Admin talk contribs created page Credit Cards (Created page with "'''Credit Cards in the Philippines''' are like a handy debit card on steroids – borrow up to a limit, earn rewards on spends, but pay back or face steep interest that can snowball into debt. With 10-12 million cards in circulation in 2025 (up 15% YoY), they're popular for convenience in a cashless push, offering cashback on groceries or miles for OFW flights. Regulated by BSP (caps at 36% APR) and the Credit Card Law (RA 10873), they're tools for the tindera buying sto...")