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• 07:39, 16 November 2025 Admin talk contribs created page No Annual Fee For Life Cards (Created page with "'''NAFFL Credit Cards (No Annual Fees for Life)''' are credit cards where the bank waives the annual fee permanently – no yearly charge after the first year, making them a budget-friendly way to enjoy rewards and convenience without the recurring sting. Popular in 2025 amid rising living costs (inflation at 1.7%), these promos target value-savvy Pinoys like the office worker earning ₱25K/month or the vendor stretching her daily sales. Regulated under BSP's 36% APR ca...")