High Yield Savings Accounts: Revision history

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15 December 2025

  • curprev 00:0600:06, 15 December 2025 Admin talk contribs 5,015 bytes +5,015 Created page with "__NOTOC__ '''High Yield Savings Accounts''' (HYSAs) are deposit accounts that offer significantly higher interest rates than the industry standard. While traditional banks in the Philippines typically offer a base interest rate of '''0.0625% to 0.125%''' per annum, HYSAs currently offer rates ranging from '''2.50% to 15.00%''' per annum. In the Philippines, HYSAs are primarily offered by '''Digital Banks''' licensed by the Bangko Sentral ng Pilipinas (BSP). These ba..."