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  • 00:06, 15 December 2025 Admin talk contribs created page High Yield Savings Accounts (Created page with "__NOTOC__ '''High Yield Savings Accounts''' (HYSAs) are deposit accounts that offer significantly higher interest rates than the industry standard. While traditional banks in the Philippines typically offer a base interest rate of '''0.0625% to 0.125%''' per annum, HYSAs currently offer rates ranging from '''2.50% to 15.00%''' per annum. In the Philippines, HYSAs are primarily offered by '''Digital Banks''' licensed by the Bangko Sentral ng Pilipinas (BSP). These ba...")